The main difference between commercial general liability insurance and professional liability insurance is the type of risks they cover.
Commercial general liability insurance typically provides coverage for the costs of third-party claims alleging property damage or bodily injury, while professional liability insurance generally provides coverage for claims of negligence or mistakes in the course of one’s professional services that result in third party financial losses.
Professional liability insurance is typically purchased by professionals providing services such as lawyers, accountants, and consultants, while commercial general liability insurance is generally purchased by a wide range of businesses.
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