Personal liability insurance is a type of personal insurance that provides coverage for legal fees and damages in the event that you are found responsible for causing injury or damage to another person or their property.
It typically covers loss resulting from accidents that occur on your property, as well as defamation claims.
Personal liability insurance is often included in homeowners and renters insurance policies, but can also be purchased as a standalone (separate) policy. Review your policy and speak with your insurance agent to fully understand your coverage to ensure you have the right coverage in place.
Read more about personal liability insurance for homeowners.
Read more about personal liability insurance for renters.