Transportation Business Solutions

More profitable,  safer  operations ahead.

 

Drive your business forward with personalized business and insurance solutions from risk management and safety programs to cybersecurity and employee benefits for transportation companies of all sizes.

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HOW WE WORK

From owner operators to national fleets, we help you improve your profitability, safety, and compliance.

  • Strategic insurance carrier relationships for businesses of all sizes
  • Proactive risk management strategies to help identify any hidden risks
  • Specialized resources and solutions from safety and operations to employee benefits and cybersecurity
  • Deep transportation expertise to help you achieve your goals

We offer support with a wide range of services from claims management and surety bonds to solutions to help you attract and retain team members and help protect against cybersecurity attacks.

With rising costs of claims across the transportation industry, safety and risk management remain important. Our specialized solutions are designed to help.

We spend time learning about your goals and build a strategic plan to help you control your insurance costs, drive profitability, and spend less time managing claims. We’re with you every step of the way with resources and expertise.

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SERVICES

Solutions for the road ahead.

Our end-to-end specialists have helped thousands of transportation businesses across the country protect their bottom line. Our broad spectrum of solutions can help you strategically lower your risks and insurance costs to increase profitability.
EXPLORE SOLUTIONS FOR LARGE BUSINESSES
    SPECIALITIES

    Transportation expertise on your side.

    Help protect your business with a variety of risk management and insurance solutions personalized for couriers and delivery drivers. These solutions help address the unique challenges associated with the delivery and logistics industry.
    What you haul can impact the risks and exposures your company faces. Whether you specialize in auto hauling, HAZMAT, cross border, dry van, intermodal, local/intermediate, long haul, LTL, oversize overweight, reefer, flat bed, or something else, we’ll work to understand your business and help provide the right insurance coverage solutions and risk management solutions.
    We understand your paratransit, non-emergency medical transportation, ambulance, ambulette, and emergency transportation business solution needs. We work with the Non-Emergency Transportation (NEMT) industry to help develop insurance solutions that meet local and federal requirements as well as the needs of transportation customers.
    We understand the complexities of your ocean cargo transportation operations, from containerized freight to bulk shipments and specialized goods. We work with businesses in the Ocean Cargo Industry to help develop business and insurance solutions that help address international maritime regulations, carrier requirements, and the unique risks of transporting goods across water.
    We offer a robust set of risk management and insurance solutions personalized for passenger transportation. From public auto transportation like charter buses and limousine services to school and employee buses, we can provide access to comprehensive solutions to help preserve your bottom line. Our team with passenger transportation expertise helps address this sector's unique challenges and regulatory requirements.
    Risk management and insurance solutions personalized for the commercial transportation of sand and gravel can help address the unique challenges and risks that this industry faces, from heavy vehicle usage to environmental impact.
    We understand the demands of operating a towing business, whether you provide roadside assistance, vehicle recovery, or heavy-duty transport. We work with towing companies to help find business and insurance solutions that can help protect drivers, vehicles, and equipment while also addressing the unique liability and safety exposures that come with operating on busy roads and in unpredictable conditions.
    With a unique set of risks and challenges to address, such as handling hazardous materials, vehicle accidents, and regulatory compliance, our team has the expertise to help you manage your risk. We offer a wide range of risk management and insurance solutions for your needs.
    COVERAGE

    Delivering the right coverage solutions.

    We help transportation businesses of all sizes find the right insurance. Our expertise in the transportation industry makes us a trusted advisor to help you find the coverage your unique business needs.
    GET A QUOTE
    • Auto Liability Insurance
      Mandatory in most states, auto liability insurance helps cover the costs arising from third party bodily injury and property damage claims when the insured driver is at fault. Auto liability insurance includes both bodily injury liability and property damage liability coverage.
    • Physical Damage Insurance
      Physical damage insurance is a critical coverage for transportation businesses as it helps provide financial protection against damages to their vehicles and equipment used in the transportation of goods and passengers.
    • Cargo Insurance
      Cargo insurance is crucial for helping to protect the value of goods during transit. It typically covers damage, loss, or theft of shipments, and is designed to help cover the value of the goods if a covered event like fire or an accident occurs in transit.
    • Workers’ Compensation Insurance
      Required by law in most states if your business has employees, workers’ compensation insurance helps protect your transportation business and employees against financial loss due to workplace injuries and illnesses.
    • Commercial General Liability Insurance (CGL)
      CGL insurance helps protect your transportation business against third-party claims alleging bodily injury, property damage, and personal and advertising injury. It’s available alone or as part of a comprehensive Business Owner’s Policy.
    • Umbrella Insurance
      An umbrella policy can help protect you against liabilities arising from claims and lawsuits that exceed the limits of your primary policies, helping provide an extra layer of coverage and more peace of mind.
    • Non-Trucking Liability Insurance
      Non-Trucking Liability Insurance (NTL), also known as "bobtail" or “deadheading” insurance, is a specialized type of liability coverage designed for owner-operators and independent truck drivers when they are not under dispatch or hauling a load for a motor carrier.
    • Commercial Property Insurance
      Commercial property insurance can help protect you against financial loss from damage, theft, and vandalism to your buildings and business property. It’s available alone or as part of a comprehensive Business Owner’s Policy.
    • Professional Liability Insurance
      Also known as E&O (errors & omissions insurance), professional liability insurance helps provide coverage if a client alleges work is inadequate or negligent, or deadlines were missed.
    • Occupational Accident Insurance (Occ Acc)
      Occupational accident Insurance is a type of contingent liability which provides coverage for independent contractor owner-operators in situations where the company’s workers’ compensation policy would not apply. It can cover lost wages, medical expenses, accidental death and dismemberment and disability. This type of insurance coverage can be purchased by the motor carrier or the owner-operator.
    • Freight Broker Insurance
      Insurance coverages specifically designed for freight brokers can include Broker Liability, Contingent Cargo, Shipper’s Interest, and Third-Party Liability. We help you determine which coverages are right for your operation.
    • Contingent Liability Insurance
      Provides defense coverage for your company in the event that a qualified independent contractor claims to be an employee and collects workers’ compensation benefits – and helps cover any workers’ compensation costs that might arise from a reclassification.
    • Equipment Insurance
      Equipment insurance helps protect various types of equipment used in transport and logistics operations by providing coverage for the physical loss or damage to the equipment.
    • Inland Marine Insurance
      Inland marine insurance helps protect businesses against loss or damage to materials, equipment, and products arising from events such as theft or accidents while in transit across land by automobiles, trucks, and trains. 
    Strategic
    &
    Proactive
    FAQ

    Frequently asked questions